Reality of PNB Scam & Nirav Modi by Dhruv Rathee | Banks and Businessman jeweler Explained

Reality of PNB Scam & Nirav Modi by Dhruv Rathee | Banks and Businessman jeweler Explained


PUNJAB NATIONAL BANK SCAM Scam of more than 11 Crore Indian Rupees Main Accused is Nirav Modi Who is a millionaire businessman. For this Congress blames BJP AND BJP BLAMES CONGRESS FOR THIS SCAM NAMASKAR! DOSTO I AM DHRUV RATHI IN THIS VIDEO I WILL TELL YOU THE TRUTH BEHIND THIS SCAM LET’S SEE FIRST OF ALL LET US KNOW HOW THIS SCAM HAPPENED NIRAV MODI IS A BUSINESSMAN WHO IS A JEWELER. According to CBI, he got a fake ‘Letter of Understanding’ issued from Punjab National Bank LETTER OF UNDERSTANDING IS BASICALLY A LETTER IF YOU TAKE LOAN FROM A FOREIGN BANK THEN INDIAN BANK WILL ISSUE A LETTER OF UNDERSTANDING WHICH IS A KIND OF GUARANTEE AS IF YOU ARE UNABLE TO PAY THE LOAN , THEN THIS INDIAN BANK WILL PAY THE LOAN TO THE FOREIGN BANK FOR YOU WITH INTEREST SO , FOREIGN BANK BASICALLY GETS A SECURITY IF IN CASE YOU CAN’T PAY THE LOAN THEN THROUGH LOU INDIAN BANK WILL PAY YOUR LOAN BACK EIGHT DIFFERENT TIMES THEIR COMPANY MADE FAKE LETTER OF UNDERSTANDING AND BLUFFED THESE BANKS TO TAKE THE LOAN AN APPROXIMATE LOAN AMOUNT ELEVEN CRORE INR WAS TAKEN FROM 2011 – 2017 AND THE FOREIGN BANKS IN THIS CASE WERE ACTUALLY INDIAN BANKS WHO HAD OVERSEAS BRANCHES SO , WHEN THESE BANKS DIDN’T GET THEIR LOANS BACK THEY CAME TO PNB AND SAID , YOU GAVE US THE LETTER OF UNDERSTANDING NOW PAYBACK THE LOANS BUT PNB SAYS THEY HAVEN’T ISSUED ANY LOU OF THIS KIND THIS IS FAKE , THEN THEY REALISED A FRAUD HAS HAPPENED, AND PNB REPORTED THIS TO CBI THIS IS USUAL THAT IF A FAKE LOU IS MADE THEN BANK OFFICIALS ARE ALSO INVOLVED IN THIS SCAM SAME HAPPENED WHEN PNB COMPLAINED TO CBI, AND IN THAT COMPLAINT THE NAMES OF TWO BANK OFFICIALS WERE MENTIONED ONE WAS GOKULNATH AND ANOTHER WAS MANOJ MORE PEOPLE WHO ARE MENTIONED IN THIS COMPLAINT ARE NEERAV MODI’S UNCLE- MEHUL CHOKSI, NEERAV MODI’S WIFE- AMI MODI AND NEERAV MODI’S BROTHER- NEESHAL MODI THESE THREE NAMES WERE ALSO MENTIONED IN THE COMPLAINT WHAT IS NOTICEABLE IS THE FACT THAT THIS SCAM HAS HAPPENED BOTH DURING THE CONGRESS AND BJP REGIME THE FIRST CASE OF THIS SCAM CAME IN 2011 AND THE LATEST IN 2017 BOTH THE PARTIES ARE BLAMING EACH OTHER BUT THE TRUTH IS THIS SCAM HAPPENED UNDER THE REIGN OF BOTH PARTIES WHEN IT COMES TO BJP THERE ARE MORE PROOFS THAT COME TO LIGHT A WHISTLEBLOWER NAMED HARI PRASAD WROTE A DETAILED LETTER TO THE PRIME MINSITER’S OFFICE IN JULY 2016 IN WHICH HE MENTIONED ABOUT THE PUNJAB NATIONAL BANK SCAM A MALYA TYPE SCAM IN WHICH LOANS HAVE BEEN TAKEN, LOANS WHICH CANNOT BE REPAID WHICH WILL BECOME NPAs AND BAD LOANS SO NECESSARY ACTION SHOULD BE TAKEN DESPITE THIS LETTER, NO ACTION WAS TAKEN BY THE PMO’S OFFICE, CBI OR ED TO STOP THIS SCAM EVEN AS THIS LETTER WAS ACKNOWLEDGED BY THE PRIME MINISTER’S OFFICE HARI PRASAD RECEIVED A RESPONSE FROM THE ROC WHICH MENTIONED THAT HIS CASE HAS BEEN CLOSED. MEANING WHILE THE SCAM WAS HAPPENING, HARI PRASAD GETS A RESPONSE THAT THE CASE HAS BEEN CLOSED I WOULD LIKE TO SHOW THREE PROOFS WHICH ESTABLISH A LINK BETWEEN PRIME MINISTER MODI ON THE ONE HAND AND NEERAV MOSY AND MEHUL CHOKSI. THE FIRST IS LAST YEAR THE PRIME MINISTER MENTIONED MEHUL CHOKSI IN ONE OF HIS SPEECHES. IN THAT ADDRESS HE CALLED HIM BHAI MEHUL PM: HE WILL GO IN A LARGE REPUTED JEWELERY SHOWROOM PM: WILL STILL GET IT CHECKED BY THE LOCAL JEWELER FOR VERIFYING EVEN IF IT IS A VERY REPUTED SHOWROOM. ‘BHAI MEHUL’ IS SITTING HERE, BUT HE WILL STILL GO SECOND PROOF: WHEN LAST MONTH THE PRIME MINISTER WENT TO DAVOS IN SWITZERLAND, NEERAV MODI WAS ALSO PRESENT THERE. IN FACT BOTH OF THEM HAVE BEEN CAPTURED IN THE SAME PICTURE BEFORE THIS WHEN MR. ARUN JAITLEY HAD GONE TO LEAD IN THE WORLD ECONOMIC FORUM IN 2016 A DELEGATION OF 100 ‘PROMINENT’ INDIAN BUSINESS LEADERS WERE PRESENT NEERAV MODI WAS ONE OF THEM. THIRD PROOF WHICH ESTABLISHES A LINK BETWEEN NEERAV MODI AND PM MODI AND THAT IS NEESHAL MODI WHO GOT MARRIED TO MUKESH AMBANI’S NIECE ISHITA IN DECEMBER 2016. THERE IS THUS A CLOSE FAMILY RELATION BETWEEN MUKIESH AMBANI AND NEERAV MODI AND WE ARE AWARE THAT THE PRIME MINISTER AND MUKESH AMBANI ARE REALLY GOOD FRIENDS. ONE CONGRESS MINISTER HAS TWEETED THAT THE BJP RECEIVES A LOT OF FUNDING FROM NEERAV MODI. HOWEVER, BECAUSE THIS IS A CONGRESS MINISTER’S TWEET AND LACKS A VALID SOURCE, I WILL NOT BELIEVE IT TO A PROOF THE THREE PROOFS THAT I HAVE MENTIONED AND THE FACT THAT THE PMO HAD RECEIVED INFROMATION FROM HARI PRASAD ALL THIS TELLS THAT THE BJP AND THE PRIME MINISTER WERE AWARE OF THE SCAM BEFOREHAND. THEY GAVE AN OPPORTUNITY TO NEERAV MODI TO FLEE THE COUNTRY LIKE VIJAY MAALYA AND LALIT MODI. NOW PEOPLE ARE ASKING HOW CAN THE GOVERNMENT STOP PEOPLE FROM FLEEING FROM THE COUNTRY. THE GOVERNMENT ITSELF PROVED IT IN 2016. WHEN THEY BARRED A GREENPEACE ACTIVIST FROM LEAVING THE COUNTRY. IF A GREENPEACE ACTIVIST OR AN NGO’S ACTIVIST CAN BE RESTRICTED THEN WHY CAN’T A LALIT MODI BE RESTRICTED? WHY CAN’T A NEERAV MODI BE RESTRICTED? WHY CAN’T A VIJAY MALYA BE RESTRICTED? THIS QUESTION IS WORTH REFLECTION. THE DAY THIS SCAM BECAME PUBLIC, IT WAS SHOWN IN NEWS THAT THE ENFORCEMENT DIRECTORATE HAS RAIDED NEERAV MODI’S ASSETS, HIS GOLD, HIS JEWELRY AND JEWELERY WORTH 5100 CR HAS BEEN COLLECTED. THIS APPEARS LIKE A GOOD NEWS BUT THIS ENDS UP RAISING MORE DOUBTS. THE RESERVE BANK OF INDIA HAS BEEN TRYING TO CALCULATE THE CURRENCY RETURNED FOR THE LAST FIFTEEN MONTHS AFTER DEMONETISATION THE COUNTING IS UNDER PROCESS AND IT IS NOT COMPLETE AND HERE THE ED HAS BEEN ABLE TO CALCULATE IN A SINGLE DAY FROM THE ASSETS AND JEWELS CONFISCATED THAT 5100 CRORES HAVE BEEN RECOVERED. THIS RASIES QUESTIONS THAT HOW CAN ALL THIS BE CALCULATED IN A SINGLE DAY. WHILE ON THE OTHER HAND THE DEMONETISED CURRENCY HAS STILL NOT BEEN CALCULATED IN FIFTEEN MONTHS. WAS THE RAID CONDUCTED ONLY FOR PUBLICITY AND PR? FRIENDS, THERE ARE A LOT OF QUESTIONS. WE WILL SEE HOW THEY EVENTUALLY GET ANSWERED WITH TIME. IT HAS ALSO BEEN SPECULATED THAT THIS KIND OF A SCAM IS NOT RESTRICTED TO PNB ONLY, BUT 12000 MORE CASES OF BANK FRAUDS HAVE BEEN DETECTED IN THE LAST THREE YEARS. IT IS IMPORTANT TO NOTICE AS TO HOW THE MONEY LOST THROUGH BANK FRAUDS WILL BE RECOVERED. WILL THE TAX PAYERS’ MONEY BE USED? WILL THE BAIL-IN UNDER FRDI BILL BE USED? IT WOULD BE WORTH NOTICING. IF YOU LIKED THE VIDEO, SUBSCRIBE TO THE YOU TUBE CHANNEL AND PRESS THE GIVEN BELL ICON TO RECEIVE NOTIFICATIONS WHENEVER A NEW VIDEO IS RELEASED. IF YOU WISH TO SUPPORT ME, YOU MAY DO THAT ON THE PATRION. WE WILL MEET IN THE NEXT VIDEO. THANK YOU.

100 Comments

  • Dhruv Rathee

    February 17, 2018

    One small error: LOU is a “letter of undertaking”, not letter of understanding
    Sorry for that and please share this video 🙂

    Update 1: English subtitles are up!
    Update 2: CBI files show that most of the scam occurred in 2017 (Source – http://www.news18.com/news/india/entire-punjab-national-bank-scam-took-place-in-2017-18-says-cbi-fir-1663671.html)
    Update 3: Defence Minister of India did a Press Conference to blame solely Congress for this scam.
    Update 4: PNB received the award for being the "most vigilant" organisation against corruption in 2017 by Central Vigilance Commissioner. What an irony!

    Reply
  • Rakesh Bellary

    July 9, 2019

    This system is so complicated that normal people don't understand easily. There are thousands of rules, laws, understandings etc etc. Normal person is busy earning bread & butter & these people do such things.

    Reply
  • Rakesh Bellary

    July 9, 2019

    Nothing will happen with awareness. If you really want to do something create a party & enter politics.

    Reply
  • welcome point

    July 11, 2019

    आप कांग्रेसी है।

    Reply
  • Techno Shuvo

    July 12, 2019

    Aap Modi ko pachaond nehi karte Ho.

    Reply
  • Techno Shuvo

    July 12, 2019

    Aap Bola 2party ko Galti hai .lekin aap bar bar Modi Ka bareme kiu Bura Bolte ho .

    Reply
  • Neeraj kambi

    July 14, 2019

    The financial instrument used here is BUYERS CREDIT

    Reply
  • Sujeet kumar

    July 15, 2019

    Sir are you bjp opposition

    Reply
  • caPsLok

    July 15, 2019

    You are very good.. no wonder you have such a patronage!

    Reply
  • Gangesh G Nair

    July 16, 2019

    Bail out and bail in kya hota he…?

    Reply
  • Pradeep Sharma

    July 18, 2019

    Plz explain in detail in ghotalo ka aam logo pr kya frk pdta h

    Reply
  • Vaibhav Arora

    July 20, 2019

    Vaah modiji vaah……

    Reply
  • Manish Deshkar

    July 23, 2019

    Politician our tattu to lutenge qki hum soy huye hai

    Reply
  • Bayub Basha

    July 24, 2019

    My apke pure vidio dekta hoo. Please apna confident mat khona

    Reply
  • Ritwik Halder

    July 26, 2019

    Tu shame kooo AAP bol daa

    Reply
  • MTR Samim vlogs

    July 28, 2019

    Bhai appse milna hai

    Reply
  • shubham singh

    July 29, 2019

    Cancer or AIDS k baad ek or bimari aayi h jiska ilaaj ni h.. modibhakti

    Reply
  • Dr Aaron Sarwal

    July 29, 2019

    Hey Dhruv, can you do a follow up video on this please? Infact there could be a series of follow up videos for the latest developments on the previous cases. If not several, you could have just one detailing in short the developments in important cases. Public working memory is shorter than Gajni and its important to keep this material in conversation.

    Reply
  • MIHIR DESAI

    July 30, 2019

    aap shayad ek zero bhul gaye gyara hazar crore me … it is showing 1.1k crore

    Reply
  • smart zone

    July 30, 2019

    Bhai please make video on unnao rape case and BJP party support him

    Reply
  • riya dikola

    August 3, 2019

    This is wrong modiji u should do good things for our country

    Reply
  • anjali dubey

    August 3, 2019

    Dhruv sir, iss time UP me kanvar yatra ho rhi jiske karan bhut noise pollution aur traffic problems aa rhi h. Government ne logo ko bhagwaan k naam prr manmani krne ki freedom de di h. So called Bhakt iss yatra me sirf party krr rhe h. Kya aap iss topic ko highlight krr skte h

    Reply
  • Tiger Bhai

    August 4, 2019

    Man lijiye, roka nahi jaska, But aap use la to sakte hain na, Aap use bharat me lakar Jail me q nahi dalte.

    Reply
  • Mohan Shetty

    August 4, 2019

    NiMo blessed by NaMo.

    Reply
  • Mohan Shetty

    August 4, 2019

    Behind every Banking Fraud, there is a Baniya/Gujju !

    Reply
  • Mohan Shetty

    August 4, 2019

    Family Relation is the Newest exposure.

    Reply
  • Mohan Shetty

    August 4, 2019

    Who was the CMD of PNB when this fraud happen ? WAS HE A gUJJU ?

    Reply
  • Poet Akshu Dubai

    August 5, 2019

    Abe gujarati sab ko bhai bolte hai ye bhasha hai …..hutiye dhruv Bhatti..

    Reply
  • arunima bhattacharjee

    August 7, 2019

    Great work

    Reply
  • Afzal Husain

    August 11, 2019

    Dhruv, god bless you

    Reply
  • kapil prajapati

    August 13, 2019

    One side blame on narendra modi

    Reply
  • Afsha Rashid

    August 14, 2019

    Itne sare dislike, Ohhh totally forgot itne sare bewakoof bhakt baithe hai dislike karne k liye,, Allah apki hifajat farmae…

    Reply
  • Afsha Rashid

    August 14, 2019

    Inki video me koi parcelity nahi ki ye bjp supporter hai.. Ye bas sach dikhate hai har ground se related, hum indians ko samjh Nahi aati bus, ,

    Reply
  • VAIBHAV TITAME

    August 19, 2019

    Make video on snooping scam

    Reply
  • MEGA BYTE MUSIC

    August 20, 2019

    The news is gr88 mystery sir..thank you sir for it

    Reply
  • nssivaram1

    August 21, 2019

    Modi dropped case of Nirav Modi as he is close to Modi and a gujatathi.

    Reply
  • kuch bhi

    August 22, 2019

    Aap toh history ko bhi interesting bna skte h. Bas sunte hi jao. Koi boriyat nhi.. A big thanku Sir!!

    Reply
  • Pema Yankee

    September 1, 2019

    Hello dhruv I'm from Sikkim …
    Can u please make video on Sikkim government and corruption .it's is important please.

    Reply
  • bibhas sarkar

    September 4, 2019

    Jo bhi government ho sobhi Mukesh ka dalali korega

    Reply
  • gaurav sharma

    September 4, 2019

    Bade modi.ka..haat he is ko..bhagaane..me..bhi chor ka..😂😂😂

    Reply
  • Abhay Motaphale

    September 5, 2019

    I follow u sir…..

    Reply
  • Meraj Alam

    September 5, 2019

    Good video bro

    Reply
  • M C Studio

    September 6, 2019

    NRS video plz dada

    Reply
  • sandeep parlapelli

    September 7, 2019

    pure anti BJP channel . agree??

    Reply
  • govind meena

    September 8, 2019

    You are right rathee

    Reply
  • Rohan Kamane

    September 10, 2019

    Thx broo for such inf. 👍👍

    Reply
  • sandeep saran

    September 12, 2019

    Hi bro… Kindly make any video on the wastage of wheat… Theses days many godown has tons of wheat which is destroyed by wheat buds and these buds become problem for people Bcj nearest villagers of godown sufferingfrom diseases due to these wheat buds. Especially in punjab

    Reply
  • Abraar Yakoob

    September 13, 2019

    In business such things happen modi helped thousands of people to work and get job .in such conditions govt should help him and companies like him.at the end of the day these business men are the one who drives our economy

    Reply
  • D Hansda

    September 15, 2019

    Vai aap congesss bat bolona …

    Reply
  • curiosity for learning

    September 17, 2019

    If you can not stop even a person in country how can you call yourself government

    Reply
  • the Failuers

    September 18, 2019

    .

    Reply
  • Sport Fantasy Sir G

    September 19, 2019

    Modi sirf PUBJ KO band kr sakta hai lkin apna bhai Nirav Modi ko rok nhi sakta

    Reply
  • Himanshu Pandya

    September 25, 2019

    modi Chor he..

    Reply
  • SuperEmraankhan

    September 26, 2019

    Dislike karney waaley nirav modi tumhara baap lagta hai kiya

    Reply
  • tictac to

    September 27, 2019

    Please make a video on PMC Bank crisis, why the co operative banking system exists if it cannot guarantee safety of depositors.

    Reply
  • Path of Shergryll

    September 30, 2019

    Hi Dhruv, I am a great fan.
    I've noticed that there are many spelling mistake/typos here and there.
    Hopefully you'll put more attention.

    Reply
  • ajinkya gangurde

    September 30, 2019

    Bhai ye jo ED ke officials hai vo kon hai …unka kiske sath connection hai yeh pata karna padega

    Reply
  • Ramu Bijoor

    September 30, 2019

    Bhai mere tu kaha se aya he?tujhe yeh sab kaun bolta he?thoda lkg ek baar fir se padke awo?u need stronge moral science

    Reply
  • Monstaa Factory

    October 2, 2019

    Man embrace Islam.

    Reply
  • Sowmya B

    October 2, 2019

    This bloody bank didn’t give me a loan to pursue studies abroad. They made me run from pillar to post to ultimately decline.

    Reply
  • Aamir Malik

    October 2, 2019

    Great work…👍👍👍👌

    Reply
  • alok kumar Panda

    October 4, 2019

    All political party are like mm

    Reply
  • D J

    October 6, 2019

    ध्रुव राठी सर आप PMC बैंक स्कैम के बारे में भी एक वीडियो बनाओ क्योंकि PMC में जिन लोगों का पैसा फसा है वह लोग बहुत टेंशन में है इस कम से कम आप एक दो वीडियो जरूर बनाओ की फिक्स डिपाजिट का पैसा डूबने वाला है कि मिलने वाला है या घोटाला पर विडिओ जरूर बनाओ

    Reply
  • Joshep Anil

    October 10, 2019

    You are always right Sir

    Reply
  • Kunind Singh

    October 11, 2019

    Pra tenu darr ni lgda???

    Reply
  • Irfan Khan

    October 11, 2019

    U are Truth inspaar is…

    Reply
  • My helping Hands

    October 12, 2019

    I ask you one question sir urs last video u told our channel paytm was fake and unsecured payment mode.
    .
    .So how are you using paytm hmmm.???
    .
    .

    Reply
  • Rajeev Megwal

    October 13, 2019

    Love u bro 💙

    Reply
  • RavindeR KashyaP

    October 14, 2019

    Saav ke ande ko haryali hi dikhti h… Aur vo tu h

    Reply
  • national place

    October 15, 2019

    Modi froad h

    Reply
  • Laxmikant Chittam

    October 15, 2019

    You are only one person I like you among modi opposites because everyone accusing on modi without having any base and proof but you brought proof in this video I don't know it's correct or not but you always put lot of effort for making videos, that your efforts enrich your's video.

    Reply
  • Laxmikant Chittam

    October 15, 2019

    Your fluency is good .

    Reply
  • Kunzang Tshong

    October 16, 2019

    On point and facts to be noted the politics has ruined the life of common people. "Chawkidar toh loot ka bhagi nikla" people are misguided with sweet words of politicians for power and their business partners to rob the innocent people legally.

    Reply
  • dream destination

    October 17, 2019

    saley purey partys choor hai

    Reply
  • dream destination

    October 17, 2019

    sub choor hai kuch nahi hosakta

    Reply
  • Anmol Khan

    October 19, 2019

    Rathi Jee bataye aap mujhe ha aapna paisa foreign bank ke Indian branch me paisa rakhna kya sahi hai

    Reply
  • Ravi kant Yadav

    October 21, 2019

    Tu madar…. Hai

    Reply
  • prince masih

    October 21, 2019

    Good information

    Reply
  • biswabhusan mahanto

    October 21, 2019

    Bhushan power and steel ltd,sambalpur,odisha. 27thousand cror loan by PNB bank.

    Reply
  • Vivek Pandey

    October 23, 2019

    Modi madrchod h

    Reply
  • Iram Iqbal

    October 24, 2019

    6:46 DESTRUCTION LEVEL INFINITY 💯🔥

    Reply
  • Amar Tripathi

    October 24, 2019

    May God bless you and protect you brother. Great work.

    Reply
  • cias babes

    October 25, 2019

    Bro you 50% talking shit about on topics .. don’t change the topic put modi shit in that scam you dumb

    Reply
  • Advanced animation

    October 26, 2019

    Salute sir

    Reply
  • Indian Cooking School

    October 27, 2019

    Mtlb modi nai scam kiya

    Reply
  • Indian Cooking School

    October 27, 2019

    Is duniya mai sab modi nai kiya! Tu bakwas

    Reply
  • VIJAY CHANDRA

    October 28, 2019

    Dhruv I request you to please open up on the topic of all banks status where in now public are afraid to keep their money in banks

    Reply
  • Sushmita Baranwal

    October 30, 2019

    Plz make a video on inx media case..

    Reply
  • Simar's singing

    October 30, 2019

    U r doing great work at least such information should cover by Indian media tabhi we can save ourselves

    Reply
  • Sushant Shingate

    October 30, 2019

    reality of Akbaruddin owaisi by dhruv rathee?

    Reply
  • indarjeet kumar bhai

    October 31, 2019

    nice fact

    Reply
  • Ram rom

    November 1, 2019

    https://youtu.be/40QnAHkoqn8

    Reply
  • Amandeep bansal Bunty

    November 1, 2019

    Good job

    Reply
  • Rahul Patel

    November 6, 2019

    Dhruv bhai कुल मिलाकर आप मोदी को ही blam कर रहे

    Reply
  • محمد فیصل

    November 7, 2019

    bhii simple bol do na itna bda gotala bina polytics ko kharide bina ni hoga…

    Reply
  • Chiranjit Debnath

    November 10, 2019

    Nirav Modi 😊

    Reply
  • Abinash Dalai

    November 10, 2019

    Whistle blower name apko keshe pata chala

    Reply
  • Binod Sahani

    November 14, 2019

    H.D.F.L.company bare may kuch update dijiye

    Reply
  • VYAVASTHA Foundation

    November 19, 2019

    Bhai jab Vijay mallya bhaga, toh uske baad SBI ne immediately minimum average balance 5000 Kar Diya 1000 se aur khoob penalty wasool ki, aur baad mein ise 3000 Kar Diya gya, penalty average 250 thi ab zyada tar SBI mein aam public ke hi accounts Hain, Jo 1000 bhi nahi rakh pate, bas loot liya public ko, bas aise hi kisi na kisi policy ke bahane Paisa toh public se hi nikalna hai.

    Reply
  • satyabir singh

    November 20, 2019

    Your videoes are very knowledgeable

    Reply

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