How women and men approach money differently: risk, investment, and return | Sallie Krawcheck

How women and men approach money differently: risk, investment, and return | Sallie Krawcheck


So if you think about investing today it tends
to be all about outperforming the market. It tends to be about making more money and
it tends to be about picking and choosing the right stock, the right mutual fund. Mutual fund versus an ETF. The right money manager. And that has worked eh, I was going to say
well for the population, but frankly it has worked okay for the population. Why? Because the goal that the industry set itself
a long time ago of active management and outperforming the market…well less than one percent, well
less than half a percent of money managers outperform the market consistently over any
five year period. Okay, so back up. When we did our research with women the concept
of “beating the market” fell completely flat. The concept of “winning” fell flat. In fact, even the concept of “making more
money” fell pretty flat—sort of surprising to me, it seemed like a pretty good goal. What worked for women were actual goals. So okay, if I’m going to put my money aside
and invest my money, I want to be able to in X number of years buy my dream home, have
a child, start a business, retire well, take that trip around the world that I wanted to. And so we found that women tend to be more
goals-oriented and focused than men. Another finding for us: Men tend to, if you
ask them the question about their risk tolerance—which, by the way, the whole industry does—men
will answer. By the way, they don’t know what it is. We only ever learn what our risk tolerance
is really when we go through downturns. But women we found were, “Oh, oh my gosh. You know what, I’m going to think about
that. Let me think about that and I’ll get back
to you.” And they never do. It really shuts down the conversation. And so we instead of asking a question we
know people don’t have the wherewithal to answer, instead we say “Okay, let us learn
about you through taking you through the product and the capability. Tell us what your goals are and then we’ll
tell you essentially how much risk you can afford.” So for an example you and I are the same person. We make the same salary. We have the same level of education. We’re the same age. And you don’t have an emergency fund so
you don’t have cash set aside for a rainy, rainy day and you want to have a baby in four
years. I just need to retire, right. It doesn’t really matter what I think my
risk tolerance is. You don’t get a lot of risk. I get plenty of risk. And so we tweaked things like that as well
as really – so making it goals based, approaching risk differently, taking into account again
that women live longer and salaries peak sooner, forecasting out their life curves. And then the most important change we found
is that most people think of and describe women as risk-averse investors. What we found, maybe a subtle point, is women
are risk-aware investors. And what they wanted was not hey, explain
risk to be in standard deviation and “Let’s really go through that statistical analysis,”
but more, “Hold on, how bad can it get?” And so what we would do is we track you, track
women to their goal and say in X percent of markets it could be this bad and in Y percent
that bad. And if you fall off track, if you fall off
track to reach your goal we’ll reach out to you, tell you you’re off track and tell
you what you have to do to get back on. Deposit another thousand dollars, retire six
months later. So those are a few of the differences, some
of which are straightforward (and others of which are more subtle) that we found were
barriers to keeping women from investing. So I’m the co-founder and CEO of Ellevest,
which is an digital investment platform for women. If you had told me a couple of years ago that
I should build a digital investment platform for women I would have told you you were sexist. I would have told you it was a really stupid
idea. And I would have probably been somewhat disdainful
to you about it. And what I would have said was, “You know,
women don’t need anything different from men. What do you think, our lady brains can’t
handle the big man-brain numbers?” But then one morning I had an insight, which
is the retirement savings crisis in this country is really a women’s issue and a women’s
crisis. We retire with two-thirds the money of men
and we live six to eight years longer. Eighty percent of nursing home residents are
women. So it really is, while we’re not used to
thinking about it through a gendered perspective, it is really a women’s issue. That changes the solutions. They go from being all about tax increases
and entitlement cuts to being about women having more money. So how do we get women more money? Well there are a lot of people working on
the gender pay gap and they gender work achievement gap, but it struck me at about the same time
that there’s a gender investing gap. That it costs women hundreds of thousands
of dollars, some women millions of dollars over the course of their lives, because they
don’t invest as much as men do. We women tend to blame ourselves. “Oh, I need more financial education. I really need to dig in and do this. I just have to find the right company.” But it struck me as I sort of dug into it
that maybe the problem is not ours as women. Maybe the challenge is that it’s an industry
that’s by men, for men. That 86 percent of financial advisors are
men, and that number has head steady for forever. And as a result it just fits men better. And the words they use: Beat the market, outperform,
pick a winner are words of war and sports. The investing TV is like watching sports Sunday,
and the industry symbol is a bull, so it’s a phallic symbol. So in every way it’s sort of set for men. Include the fact that men will invest through
jargon and women won’t. And you have an industry that doesn’t feel
right for women. So we decided to dig in and change not just
the marketing. Lots of people market to women, but the underlying
product as well to take into account what we were learning about women and how they
invest. And to take into account the fact that we
live longer. That’s important when you’re forecasting
how much income you need for retirement. Our salaries peak sooner. That’s completely unfair, but is important
when putting together financial and investing plans.

100 Comments

  • Clint Carpentier

    June 27, 2018

    First two minutes – "women can't afford to risk, so they don't…"

    Last two minutes – "women have less money, and that's sexist…"

    You know what is sexist? Go investigate any married couple's home, and try to find evidence of his existence within the >>>home<<<. You know, the place he's paying for to maintain the family who have entrusted themselves to him.

    You know what else is sexist? The places of the residence that he is allowed to make his, are the darkest dingiest locations that still look like they have >>>mice and spiders<<<; that's if the residence even has these locations, they are the attic, basement, garage or shed.

    Guys building man caves, my advice to you. Don't ever fully complete it, leave something blatantly unfinished (a wall, the ceiling, some tools and sawdust…) because once it looks like the mice and spiders have been chased off, she will not just visit, she will move in and start adding her touches, don't you love her, and want to spend more time with her? And then it will look less of a man cave, and the complaints that it's a pigsty will begin. If you wanna drive home the point, incorporate mice and/or spiders into your decor.

    You know what else is sexist? Women spending the retirement plan their husbands didn't get the chance to use.

    Reply
  • A1Cvenom

    June 27, 2018

    Men: Know they’re not entitled to money for just being men, so they work hard and go into tough career fields.

    Women: Want more money and time off whether they deserve it or not for just being women.

    Reply
  • BarelyFresh

    June 27, 2018

    i disagree with what she says so it must be incorrect

    Yall need to chill out lmao

    Reply
  • Jeffrey Rivers

    June 27, 2018

    I subbed this channel, which i barely watch, when I do, it's this sexiest crazy, divide, divided, listen to me division, I had my nose in money for years, I never hear any of the negatives she stated… from anyone in the field… zero, never… female sexist!

    Reply
  • Matija

    June 27, 2018

    Started good, ended like shit. No.

    Reply
  • Mɛᴛʀᴏ Orlɛanž

    June 27, 2018

    Women tend to spend more money than they make. But still they go for the lower paying jobs. No ambitions other than to hope they can hit the jackpot by getting a boyfriend with a lot of money.

    Reply
  • Double Crossover

    June 27, 2018

    Nah don't think you need more education, it's the industry that's the problem.
    Well, too bad for you, the market doesn't care about gender.

    Reply
  • MrDrakkus

    June 27, 2018

    I remember a time when the titles of videos in this channel gave a clear picture of what was going to be in the video. I miss those days.

    Reply
  • DaSticks

    June 27, 2018

    She acts like men plan on dying earlier

    Reply
  • F in the Chat

    June 27, 2018

    I wouldn't invest unless I had a degree in economics. Most people with an economics degree invest with other peoples money. There is wisdom in that.

    Reply
  • Wtf! Am I actually right?

    June 27, 2018

    Done with your bullshit, "Big Think"…

    Reply
  • Torin McCabe

    June 27, 2018

    Women are a social construct of white patriarchy. To think otherwise is racist

    Reply
  • Jose Tenorio

    June 27, 2018

    I think this lady is speaking for herself

    Reply
  • Barath Kumar

    June 27, 2018

    What a shitty,biased and useless video.I can't believe i wasted 7 minutes on this video.Waste of time.

    Reply
  • The Draco

    June 27, 2018

    5:30 That went from reasonable to crazy as fuck conspiracy nut real fast LOL.

    Reply
  • Vegan Rocker

    June 27, 2018

    Vegans rule assholes!

    Reply
  • DoubleDoubleUSmoky Mirror4Demention

    June 27, 2018

    This is a feminist rant…….I was impressed with a few videos and now I'm unimpressed. Let's stop focusing on more money more money but focus on self fulfillment…..

    Reply
  • TheRandomView

    June 27, 2018

    Let's retitle this one "Tiny Think". Although well spoken, Sallie Krawchek does not have a large enough sample group to make any of these claims scientifically. She can only state, "In my experience…". This is not scientific in any way. Not a good post. It's full of misinformation and creates problems rather than solving them.

    Reply
  • TheGreatgan

    June 27, 2018

    And yet no one want to admit school are made to suit female..

    Reply
  • N BOR

    June 27, 2018

    Average male and female priorities differ.
    This makes men prefer money and women prefer whether they like their job

    Reply
  • Japanimated

    June 27, 2018

    Most women expect men to pay for their dinners, rings, and shit.

    Men pay for their own shit because we can’t open our legs and feel entitled.

    Reply
  • HughJaz69

    June 27, 2018

    Garbage

    Reply
  • moallam1

    June 27, 2018

    Sounds like a marketing scam to separate old ladies from their money when they’d need it the most.

    Reply
  • David Deblaere

    June 27, 2018

    Once, just once I would like to see something launched and embraced by society that is branded as "just for men". I'm sick and tired of all this positive discrimination towards women. If we're equal, don't distinguish.

    Reply
  • Casey Lee

    June 27, 2018

    Has no one told this person that there is no wage gap?

    Reply
  • Mayor McCheeze

    June 27, 2018

    Right wing propaganda!

    Reply
  • Shouvik Mukherjee

    June 27, 2018

    WOW!!! another baseless and stupid video…nicely done👌.

    Reply
  • Tamas Egyed

    June 27, 2018

    If men can make money investing, why can't women? I highly doubt a shrewd female investor can't navigate investing

    Reply
  • Heyder, Jeffery, A

    June 27, 2018

    Someone played into your self interest to induct you in to the feminist doctrine, you might say indoctrinated but idk anything about that. Being risk averse, I mean aware, isn't always a bad thing for profits, same as risk oriented profits are volatile. It's all about balance. if you take on too many risks your company, financial portfolio fails just, as you not taking on opportunities can do the same. We don't need gender based training but, we need training to find out if we are risk averse or not. We need this so we can balance the nature each of us posses, opportunistic vs risk averse.

    Have a Good day and, be safe out there.

    Reply
  • Joel Otero

    June 27, 2018

    I live with a woman who is more successful than me and I'm fine with it.

    Reply
  • The God Emperor

    June 27, 2018

    the pay gap being due to sexism is a myth. Maybe women should work as much as men on average and choose the jobs that men do. Also, women should negotiate more/better.

    Reply
  • Freddy Rassinger

    June 27, 2018

    I wouldn't trust this soft spoken smoozer. I recognize the voice tone from every other women when they want your money. Patronising to women. When she looses your money she'll just walk away with her fees.

    Reply
  • Mario mario

    June 27, 2018

    Lol all the butthurt twats who didn't watch the video with an IQ lower than their age raging against complex issues.

    Reply
  • MrSRV94

    June 27, 2018

    Mmh for this clip the channel turned into Little Think

    Reply
  • alfarex25

    June 27, 2018

    Red flag1: “Men arent that goal orientatend”… Its men that care about results, not feelings. Generalizing ofcourse. Happy < “Winning”

    Red flag 2: “gender paygap” when talking about investing…

    I want my wasted time back

    Reply
  • Eddard Stark

    June 27, 2018

    So you wanted to help WOMEN because they lack MONEY. And your answer is help them get on wall street? The majority of investors male or female are past a certain point of financial success. The vast majority of Americans dont have invested outside of something they get from their employer. If you actually wanted to help ALL WOMEN get MONEY you wouldn't be focused a niche sector that is mostly populated with people that already have money…

    It's like saying. I'm gonna help women afford contraception by passing around birth control in Beverly Hills. Terrible use of resources

    Reply
  • William Baker

    June 27, 2018

    This was feminism thinly veiled

    Reply
  • Avery Lemons

    June 27, 2018

    I like her business idea, but I don't like how she presented it through the gendered lens. I think, in addition to the investing companies that exist now, there should also exist companies that help people get into investing in a more feminine way. I think she articulated that more feminine way.

    I don't like that she made it a man/vs/woman thing. I don't like that she made it sound (maybe she doesn't actually think this way) like men were acting in this way specifically to oppress women. I also think many men would prefer the introduction to investing that she articulated over the introduction they would normally get. I do think more women than men would partake in it though.

    Reply
  • actuatedgear

    June 27, 2018

    What she's talking about is a lifestyle barrier. What she learned and is arguing for is valid minus the pay gap bullshit. Women see investing differently and need a different tack to approach it. Living longer means that in most cases women benefit from the ss or pension etc from a husband. With marriage rates plummeting more women will need investments to account for those issues.

    Reply
  • IOn Vash

    June 27, 2018

    talking out her ass

    Reply
  • DJKoollord

    June 27, 2018

    Haha, we drive better, and play games in hard mode better, haha.

    Reply
  • Aiyaku Kazuki

    June 27, 2018

    Doesn’t seem to be to informative and is lacking substance

    Reply
  • stephenTube1967

    June 27, 2018

    So… "How women approach money…" might have been the correct title?

    Reply
  • 1p6t1gms

    June 28, 2018

    Unionize and I will work for you or any woman firstly from this premise.
    The Woman’s Workforce of America or the WWA and then go kick some men’s rear ends.

    Reply
  • Joshua Keefe

    June 28, 2018

    See the book the total money makeover follow the Dave Ramsey plan and it will tell you everything you need to know about money

    Reply
  • fabhlc

    June 28, 2018

    Anytime it's a video mentioning women, the comments section is a cesspool of closeminded trollfuckery.

    Reply
  • Yuri Yanu

    June 28, 2018

    Maybe my lack of initiative isn't my fault… maybe… it's the patriarchy.

    Reply
  • Rand Huso

    June 28, 2018

    It's almost as if there was a difference between the way men think and the way women thing. Who'd have guessed?

    Reply
  • 3ICE

    June 28, 2018

    Why do subtitles always turn off? I have them globally forced on, but constantly find them initialized "off by default". Every video I have to F+C instead of just F (F means toggle full screen, C means toggle closed captions). And 2x speed takes like 4 clicks… Can't globally configure that as my default playback speed.

    Reply
  • nabeelr

    June 28, 2018

    Women don't actually live longer. Kinda lost me here, because this is a simple logical fallacy that tells me that this person doesn't understand statistics correctly. Men and women have the same life expectancy. The reason women statistically live longer, is because men have a higher chance of dying from violent crime or an accident at work. All things being equal, a man and a woman living similar lifestyles, the man will live just as long as the woman on average.

    So, if you are using this, rather major misunderstanding of statistics, which is important for investments, as one of the foundational platforms of your forecast, it really brings into doubt the rest of your plan.

    Reply
  • yella bu

    June 28, 2018

    what balls

    Reply
  • evilucario

    June 28, 2018

    What the fuck did I just watch?

    Reply
  • Cbb

    June 28, 2018

    > If men lived longer

    "THIS IS A SERIOUS PROBLEM AND THE SEXIST TENDENCIES OF MEN AND THEIR ABUSE OF WOMEN IS CAUSING US TO HAVE SHORTER LIVES"

    > When women live longer

    "Yeah so we're actually disadvantaged here, because…umm…we need more money? I guess?"

    Reply
  • Vince Lam

    June 28, 2018

    So this is just an advertisement for her platform.

    Reply
  • Eli Nope

    June 28, 2018

    Nuns and priests live about the same age. Women live longer than men because of sexism the same sexism that causes the pay gap but in reverse killing men early.

    Reply
  • V Akina

    June 28, 2018

    I haven’t watched this yet but I’m thinking it’s gonna be bias. Well see

    Reply
  • V Akina

    June 28, 2018

    It’s bias and sexist. “digital investment platform FOR WOMEN” 3:57. Wow… 5:00.

    Reply
  • astronerd0008

    June 28, 2018

    Who is next of kin when a man dies?
    His wife.
    So who gets to use all that investment money and retirement funds from a successful life?
    The woman. Not the one who worked for it.

    Reply
  • sk8freak176

    June 28, 2018

    There are much fewer women in investment jobs because women don't have to get a hard job and work hard to get what they want of they find the right man.

    Reply
  • R H

    June 28, 2018

    I was all aboard until I heard the words “pay gap”.
    That’s when the logic left the room.

    Reply
  • Abdullah5

    June 28, 2018

    Woman spend 100000 on a bag. While men save this money to buy home

    Reply
  • Tahj Alex

    June 28, 2018

    I'd bang this lady. She's hot.

    Reply
  • 🔴Warped🔴

    June 28, 2018

    I like money.

    Reply
  • Firstname Lastname

    June 28, 2018

    EEEEEEEEEEwwwwwww her teeth are NASTY

    Reply
  • Context Sickness

    June 28, 2018

    I think even under the premise that the investment market is a phallogocentric one, the things she points out are a bit surface-level and meaningless. Kind of why I am skeptical of the cultural left, even though I consider myself rather sympathetic to them.

    Ok, so if we censor the macho words and give women more money for their risks, will it automatically solve the problem? I think that's kind of like treating the symptoms of
    say, cancer, with pain killers: it doesn't really get rid of the disease, does it? If anything, not addressing the issue itself will only make it worse.

    I think equality of outcome is a solution to the symptom, while equality of opportunity is one to the disease. If we want equality, it should be based on our conditions and not the outcome of our choices.

    My question with that premise is: WHY do you think women have more risks, and what can we do to reduce those risks at an institutional level? Of those options, what possible ways are there to minimize the unintended consequence of creating other inequalities for other people, while doing so?

    Reply
  • RantKid

    June 28, 2018

    I love this conclusion: women have it harder because they live longer and the money has to be spread thinly over that time. Oh wow I feel sooooo bad for you. You know where I'll be while you're clipping coupons? With sweet baby Jesus!

    Seriously though, even men dying far earlier can't even be a men's issue, but is merely another way in which men control women. This women's movement is grasping at straws as it sinks ever more into quicksand.

    Reply
  • RantKid

    June 28, 2018

    I also hate this idea of "working hard to close the gender gap" All that means is that our government gives tax incentives to hire women which is essentially affirmative action, all while the government is essentially making decisions for women, or at least coercing them into those decisions through financial bribery. The pay gap is a result of individual choices, and the government feeling bad about that by forcibly changing the landscape is not the answer. It's unnatural and will backfire one day, if it hasnt already.

    I work in a school and am a minority as a male – where the hell is my affirmative action? But no by all means, take taxes out of my small paycheck and give it to women because they're women and deserve more money than me.

    Reply
  • Yaman

    June 28, 2018

    If women life longer why not work longer until you go to pension, yet again they expect men to pickup the bill for their life expectancy privilege.
    And once again there is nog wage gap there is a income gap. which is caused by choices women make.

    Reply
  • Jacob Trudell

    June 28, 2018

    Youre feeding into lopsided gender biased cultural programming instead of correcting it

    Being competitive isn’t gender exclusive so even calling that terminology male oriented is bad

    Reply
  • Zybulon Bongfilter Jr.

    June 28, 2018

    Before watching I saw stat and start laughing 🙂

    Reply
  • Brian Ramsey

    June 28, 2018

    If you the video had cut off at the end of the text, then I don't think there would be more thumbs down than thumbs up. Admitting that you are a feminist waiting for a trigger to set you off, even when you admit that you were previously utterly wrong to be triggered, turns off the majority of viewers.

    Reply
  • h8meppl

    June 28, 2018

    Duuuuuuuuuuuuumb

    Reply
  • Nick Gaskell

    June 28, 2018

    the gender separation is just a marketing tool, all she does is find someones risk/return preferences based on their situation, gender is just one variable out of everything she talked about….NEXT

    Reply
  • Shaun Byrne

    June 28, 2018

    Oh wow another person on this channel saying men do it wrong…

    Reply
  • Shaun Byrne

    June 28, 2018

    She's saying nothing different than what financials advisors already do…

    Reply
  • John Smith

    June 28, 2018

    sexist woman talking about how it's not fair that men are simply just better with money than women are, so she just runs out there and starts a company making it easier (aka. "fairer") for women. which is pretty damn sexist. can i start a company making things easier for men?

    Reply
  • Rob Is A Comedian

    June 29, 2018

    WAIT A MINUTE! Are you tellin' me that men and women…are different???? NO WAY!!!!1

    Reply
  • Facundo Aguero

    June 29, 2018

    So tired of this type of shit. Everywhere. All the fucking time. Downvoted. Don't @ me.

    Reply
  • Alex

    June 29, 2018

    "We'll get you back on track…." snake and indeed oil.

    Reply
  • Bat-Amgalan Bat-Erdene

    June 29, 2018

    Guys, what do you find so wrong with this video? Sure, it is kinda hard to understand but it doesn't deserve this much dislike. I as a guy think what she is saying is true to a quite high degree. What she said is this:
    1. Women are risk-averse (even though she said aware haha)
    2. Women live longer after retiring, obviously you need more money if you live longer
    3. The investing, like brokers, uses a lot of language that is tailored more for men. Imagine when you go to invest your money then your broker tell you how this is gonna make you feel happy, bring love and peace to the world, etc all the women language they speak. You'd feel more repulsed by the idea right? This is the same
    4. Fucking get a larger brain the people who are disliking this just because she said females need different type of brokers and different way to understand their investment. You guys are like the male equivalent of feminists

    Reply
  • Captain Subversive Corsair

    June 30, 2018

    Something in this video (also from the Like/Dislike counter btw) tells me we need more Women watching BigThink Channel.

    Reply
  • Number Eight

    June 30, 2018

    What load of sexist cr*p. There is NO gender pay gap that isn't a function of womens choices.

    Reply
  • Stefan Larsen

    July 1, 2018

    very circuitous video, but i think i got it: women invest less than men and hence end up poorer in their longer existence as pensioners than men

    Reply
  • Z R

    July 1, 2018

    I don't understand like she really said anything. It's like I was listening to a schizophrenic jumping from point to point without any resolution.

    Reply
  • Darin Conard

    July 1, 2018

    So basically you want to do to the stock market what has already been done to our schools – ignore that men and women are different right up until you decide girls are great but boys are just defective girls, treat all as if they were girls and anyone who complains must be some kind of misogynist?

    How about … HELL NO?

    If you can't survive in the market that has worked so well for so long then get the hell out and leave it to the people who can handle it.

    Reply
  • Fergutor

    July 1, 2018

    AAahh well… we could resume, again with: "Hey, why blame yourself, if you're a woman, if you could simply blame men!!"

    "We women tend to blame ourselves…" Oh my, those women still with personal responsibility. They are so wrong, right? Let's convert them to the "other's fault" feminazi cult!
    F-ing identitarian collectivist sexist victimhood mentallity.

    Reply
  • Leonidas GGG

    July 1, 2018

    "Broke" doesn't have gender.

    Reply
  • vivacenontroppo

    July 1, 2018

    Yout neck looks like you're already dead.

    Reply
  • vivacenontroppo

    July 1, 2018

    Your skin is womens issue. That's for sure.

    Reply
  • vivacenontroppo

    July 1, 2018

    xD just kidding. But you're still silly.

    Reply
  • Phil B

    July 2, 2018

    Just an example of one man and one woman approaching money differently:

    Me: "We're nearly broke. We need to cut back our spending. We need to budget. We need to earn more."

    My wife: "It is literally impossible to run out of money. Money is a bottomless pit. If I clear out the bank account, the magic money fairy will put a load more in."

    We're going to divorce soon.

    Reply
  • Approxy

    July 3, 2018

    It didn't seem like the video was titled well. It seems like the video just described women investors, and men were only mentioned to provide contrast. However, I didn't get a hugely negative vibe like most people.

    Reply
  • Some John Doe

    July 11, 2018

    And what does a woman do with her portfolio when a bear market comes ? Most likely she will give the money back to the market. Why ? Because her portfolio manager is paid by commission, man or woman, so they won't tell her what to do or even better how to profit from it.

    But lady if you prefer a feminine voice suggesting you to "hold tight" then be my guest, the market will do what it does best: separate fools from their money.

    Reply
  • The Credible Hulk

    July 27, 2018

    Women, more goal oriented ? Uh, no. More emotional? Yes. Most women I've known, ( and I've known a lot, including my family ) are horrible with money. They take too many risks, and are less conservative. There's so many things she gets completely wrong. It's quite astounding. This video sounds like it was produced by Buzzfeed.

    Reply
  • shadfurman

    July 28, 2018

    Ah the collectivist identitarians.

    Reply
  • Matt Anderson

    July 31, 2018

    Hey at least she acknowledges men and women think DRAMATICALLY different on average. I'll give it a thumbs up.

    Reply
  • Matt Anderson

    July 31, 2018

    Men will invest through "jargon" and women won't? Oh so women won't put in the the effort to actually understand how things work? Jesus….

    Reply
  • Illuminated

    February 11, 2019

    Waahhh waaaaaah waaaaah.

    Maybe if women were good at something other than complaining they wouldn't have so many "problems."

    Reply
  • Luke D

    March 12, 2019

    I missed the part of what the difference is

    Reply
  • LDT7Y

    October 21, 2019

    Financial planning for most women: find rich guy, marry rich guy, divorce rich guy.

    Reply

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